Services for lenders, CDFIs & credit unions
Senior credit experience without a full-time hire. Practical help growing a small-business lending program that performs.
Packages
90-Day Pilot
About one day a week. Four deliverables: a lending diagnostic with prioritized recommendations; a credit policy update and underwriting templates; a pipeline and outreach plan for your own program; and a staff training session on cash-flow analysis, structuring and credit memos.
Starting at $4,500/month
Ongoing Support
Continued credit, underwriting and portfolio support after the pilot, scoped to your team.
Starting at $6,500/month
Additional Days
Extra days for credit memos, file reviews, training or exam prep.
Starting at $750/day
Other services quoted after a consult
Credit memo writing & spreading · Underwriting & credit policy · SBA SOP & CECL documentation · Portfolio review · Portfolio & covenant monitoring · Program build-outs · Borrower technical assistance · Interim / fractional CCO
Credit memo & underwriting support
For lenders and CDFIs evaluating small and mid-size business credits: independent credit analysis of cash flow, structure, collateral, covenants and downside cases; borrower file and collateral review; documentation checklists; and a drafted credit memo. Your credit team keeps every decision.
Services are provided only to lending institutions for their own credit decisions. We do not advise on the purchase or sale of securities, loan participations, or investment funds.
My role is advisory. I don't refer or steer borrowers to your institution, and I am not compensated per loan. All credit decisions, approvals and lending authority stay with your management, loan committee and board.